Country Manuals
Expert-authored regulatory intelligence for cross-border private wealth activity, helping firms understand obligations, stay current as rules evolve, and operate with confidence across jurisdictions
Manage cross-border risk with confidence
Country Manuals are available as an annual subscription. You get detailed cross-border guides for each market you cover, regular updates as rules change, alerts on material developments, and direct access to our senior experts and our network of local counsel — without per-question fees.
In-depth cross-border guides covering services, private banking, product distribution and tax for private wealth business, across 190+ jurisdictions, written and maintained with local counsel in each market.
Inside the subscription
How it works
Our senior experts commission and review the analysis with local counsel in each jurisdiction. The output is structured for fast use, executive summary, dos and don’ts, detailed reference document. Subscribe annually, pick the markets and product lines you need, add more as your footprint grows.
Why it helps
Your relationship managers answer "can we do this in [market]?" in minutes, not weeks. Your compliance and legal teams stop chasing local counsel for every question. Your auditors see one consistent, evidenced source. You spend less on ad-hoc legal fees — and you defend every decision with a clear record.
Who it’s for
Built for private banks, asset managers, EAMs and trustees with cross-border client books. Used day-to-day by relationship managers and front-office teams. Relied on by compliance, legal and governance teams. One source, four audiences, without four versions to maintain.
What you get
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Key features
Expert-authored guides across (up to) 190+ jurisdictions
Practical dos and don’ts for daily front-office use
Regular updates and alerts as rules change
Direct after-sales support from aosphere senior experts
Digital-native, structured for API integration with your systems
AI-assisted authoring; human authority where it matters
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What’s included
Cross-border licensing for the private wealth services you actually offer:
Deposit-taking
Execution-only
Investment advisory
Discretionary asset management
Credit services to private clients
Modular by market and product line — pay for what you cover, add the rest as you grow.
Five areas of expertise built around the core needs of your private wealth activities, delivering practical, ready‑to‑use support from day one.
Cross‑border banking and investment services, including execution‑only, investment advisory and discretionary asset management, tailored to a banking environment.
Covers key regulatory and licensing requirements for solicitation, service provision and cooperation with third parties across jurisdictions.
Brings together regulatory context, clear dos and don’ts and a detailed reference document, with alerts to keep pace with regulatory change.
Available on +190 jurisdictions.
Cross-border distribution, sale and placement of financial instruments, and the advice you can give around them, in a banking or EAM context.
Covers registration requirements, private placements, product bans, market practice and mandatory product documentation.
Includes regulatory context, a detailed reference table and schematic dos and don’ts.
Available on +140 jurisdictions.
Licensing for cross-border credit activities, solicitation, negotiation, disbursement — alongside data protection and currency control rules.
Local definitions called out where they matter (client type, reverse solicitation, others).
Includes an executive summary, schematic dos and don’ts, and a detailed reference document.
Available on +80 jurisdictions.
Cross-border legal and regulatory framework for EAMs — execution-only, advisory, discretionary asset management, custodian-bank introductions.
Covers licensing for solicitation, negotiation and provision of services, plus the cross-border factors that change the answer: location, client category, solicitation type, contractual basis and exemptions.
Includes an executive summary and schematic dos and don’ts.
Available on +180 jurisdictions.
Provides a Tax Memorandum offering a generic, non-advisory overview of national tax systems for private individual residents covering tax residency, special tax regimes, income tax, taxation of financial assets, inheritance and gift taxes, anti-avoidance rules, wealth structuring vehicles, as well as the taxation of main financial asset classes including crypto-assets.
Includes Tax Suitability Table(s), supporting wealth managers in identifying tax-suitable versus potentially tax-harmful financial products based on the investor’s country of residence and applicable tax regime, based on standardized ratings rather than personalized advice.
Available on +80 jurisdictions.
Senior experts, day-to-day on your business
Country Manuals are managed by our senior experts in financial services regulation. They’ve worked at top-tier firms, in-house at financial institutions, and inside regulators. Their job is to read the rules in every market we cover, distil them into something your front-office can act on, and tell you what changes and why. Twenty years of doing this, and a collaborative team ethos, is what makes the analysis consistent across 190+ jurisdictions, not just thorough in one.
